Posts tagged as:

Business & Economy

Trade deficit daw natin to hit $6.9 billion: Alamin kung ano to!

September 3, 2007

The Concept of Deficits BUDGET DEFICITS Ok, mga anak! Tatagalugin ko na to noh? Kasi yong mga nag-titinda nang mga pabango sa Dubai, gusto daw to maintindihan. Wezz, eto ngayon ang ating Economic ratsada chuvalinga! Alam na nating lahat ang ibig sabihin nang TAXES, di ba? Pinaka-simpleng explanation, eto ninanakaw saten! oopp! sandali..typo, taypoid river eto [...]

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Are OFWs coming home? What’s with the POEA numbers? Are they correct?

September 2, 2007

Da TRUE and nothing butt da true: Where OFW remittances are coming from: In 2006, Overseas Filipino Workers remitted a total of $12 billion glittering US Dollars to the Philippines. Eto po sya shown by top ten sources by country. If you look, almost 60% of which comes from the US and only 10% is [...]

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OFW’s and debt management

August 22, 2007

I’ve written a lot about Overseas Filipino Workers having the opportunity to be in the middle class or even in the upper middle class level of the Philippine society. We all have that opportunity given the fact that we earn more than our counterparts in our country and have much more choices with the monies [...]

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How to lower your monthly mortgage payments in times of rising interest rates

August 21, 2007

If you are one of those homeowners who were affected by the crazy sub-prime debacle that’s still going on then here’s some tips that I can give you. I understand that personal income has not risen as it has in the past and with interest rates rising on most mortgages, your monthly mortgage has probably [...]

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Are you in favor of withholding remittances to the Philippines?

August 6, 2007

FAVOR BA KAYO? Isa-isahin nyo ang tuldok nang Sauna 2007, wala akong nakitang programa sa mga OFW’s dun, kayo? Nakita nyo ba? Now, we know that the rising peso is affecting remittances of OFW’s to their families. Yong mga opisyales nang gobyerno naten should take notice, what brought these OFW’s to ask for a special foreign exchange rate? [...]

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Make it easier on your tenants to pay: Accept credit cards

August 6, 2007

When I was working back in Princeton, New Jersey a few years ago for an investment company, I use to handle several property management companies. I remember when these projects were given to me; the former Controller was managing these accounts manually. Manually as in, tenants are paying by checks, so you have to physically [...]

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Sa dami nang na-ban, hindi ko na ma-recall kung alin ang alin

August 5, 2007

HAPPY BIRTHDAY GIL!  This is not voluntary. Pwinersa nya lang ako to greet him on my site! Maligayang kaarawan Hilbertu! Gusto daw nya maging famous! So, he’s inviting me for a dinner. I told him na I only accept dinner invitation if it’s FINE DINING. Piryud. And this fine dining must have a red wine. Yong [...]

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I believe the market is trying to find it’s correct level

August 5, 2007

Boy! That stupid fake housing boom!  And man! I’m not even finished writing this on a Friday and boom! Dow falls 280 points over credit worries! As the subprime collapse continues to hound the Wall Street, I try to look at what happened years ago that precipitated all of these. One should look back at the [...]

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Congressman’s expense accounts

August 4, 2007

DAYS before the 14th Congress opened, Budget Secretary Rolando Andaya Jr. had humored the neophyte members of the House of Representatives about the enviable perks enjoyed by lawmakers. The former representative of Camarines Sur who once chaired the powerful House appropriations committee was invited to orient the first-term legislators on the budgeting process. During his [...]

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I love Businessweek!!!

July 29, 2007

I subscribe to a lottttttttttttttt of magazines! You have no idea how many! As a matter of fact, I could not even count them. All I know is that, the postmaster who’s been delivering them had already quit. We have a new one. Tameeka. Tameeka, being new, has been delivering mails all over the place – [...]

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Sona 2007: Summary

July 27, 2007

Related entry: SONA 2007: Summary Share on Facebook Digg Stumble Upon Del.icio.us Buzz

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When did I ever became a stock market analyst?!

July 26, 2007

You know what I wrote last July 14, 2007? It’s this one: US Dollar Hits New Low! Then yesterday, Wall Street had a very tough day, dudes and dudettes! The Dow tumbled 226 points on worries that housing, subprime mess will dent corporate earnings growth and it looked like it will because most investors were worried about the prolonged housing [...]

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Ikaw? Naimbalsama ka na ba?

July 19, 2007

Mahal nang buong mundo ang Tsina. Of course! With double digit economic growth consistently taon-taon, sinong hindi mag-mamahal sa kanila? Bilyones yata ang resulta nang kalibogan nila kaya naman it’s billion market also. With that, sandamakal na millionaires and umusbong sa Tsina, yong exports nila halos bumulwak na lahat nang kanilang factory. Sa totoo lang, [...]

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US Dollar hits a new low!

July 14, 2007

Kasalanan nang subprime mortgages CREDIT RATING Well, let’s start our discussion with credit ratings. Here in the US, there are three major credit rating agencies – Experian, Trans-union at Equifax. So, when you apply for credit, companies look into your credit report and check your credit ratings. Yong ratings mo is directly affecting the interest rate [...]

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Wala lang, just reading news…

July 2, 2007

Korean is one millionth foreign passenger at Clark airport The one-millionth international passenger at the Diosdado Macapagal International Airport (DMIA) here is a Korean computer programmer who is a first-time tourist in the Philippines. Lee Eun Hee, 35, (kung sino man sya! guapo ba to?!) arrived on board Asiana Airlines’ Airbus 321 at 11:25 p.m. on [...]

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more ilovereynaelena.com

June 29, 2007

Here’s another one from Italy! Nice! Isn’t it?! Can anyone ask Mario Frangoulis to send me love also?! He He He! And what about MLQ3? He He He! Send me your love!!! Ok. Now, let’s go back to Dagupan City! Here’s one from – remember her? That’s Ubanized with her band! They perform at Padi’s [...]

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Each Filipino soul owes Php44,318

June 14, 2007

Listen children! ‘Dyo remember our GDP? Our dear “‘GOVERNMENT’S DYSFUNCTIONAL POLICIES” (ok ba ang political tagline ko Ross? he he he) where GDP = Consumption + Investment + Government + Exports – Imports, right? Now, let’s focus on GOVERNMENT. Of course you know that G can only spend what it collects. What does it collects? [...]

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GDP Exercise: Business news analysis

June 2, 2007

Now, that you guys are now super economists, let’s see if we could tie this all up with what’s going on in our own turn world kawntri. I’m sure you can easily spot which belongs to what category. Remember our formula? GDP = C (consumption) + I (investment) + G (government) + Exports – Imports. 3 [...]

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What in the world is GDP?!

June 1, 2007

GDP likely expanded faster in Q1 on remittances, election: blares the money headline on Inquirer. Economy expands 6.9% 1st-quarter GDP growth strongest in 17 years! 07 debt-to-GDP ratio seen at 58.3% Anu yun? The Philippines is on a roll! Said the one by da Pasig River. Really?! I feel like calling my friends?in Floodway. I’m [...]

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Is the peso really gaining some strength?

May 26, 2007

Children, to understand if the Philippine peso is gaining some strength, first we have to review our Economics 101. Let’s re-learn our basic. Our PESO becomes valuable because the DEMAND for the peso is greater than the available supply. Am sure everybody knows about supply and demand, korek? When does our peso becomes valuable? Two [...]

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Peso seen hitting Php44: $1

May 24, 2007

Hmppppttt!!! If there is ever something in this news that I am excited about, it’s the news that finally there will be a centralized credit bureau in the Philippines. It’s about time! But then again, given Pinoy’s unbelievable ability to tweak things, our beyond the world ability to be creative taking cue from all our [...]

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Peso surges to Php45.87? Time to celebrate na ba?

May 23, 2007

Here we are again. The continued rise of peso! What does it mean to us Pinoys? Back in October of 2006, I reposted an entry I wrote several months back. I was asked by Chuva and several others to explain what’s the effect of the rising peso? Here’s an excerpt of what I wrote: “… [...]

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My business empire is crumbling!

May 1, 2007

All in it’s 4 weeks of operation! And here’s the biggest irony of them all. The biggest anomaly ever ever! Just this week, I expect to collect about $2.5 million in equity contributions dahil yan ang aking sinasaka sa trabaho. Nag-mamanage ako nang trentang tao sa division namin. Cash na minamage ko?! Milyones. But, sa [...]

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Php100k for a food cart business

April 21, 2007

That’s an email I received from Rey. He’s in Japan. Like Ghandee, I promised him that I will take care of his email after the audit season. Well, April 17 has gone by and our audit season for about 3 other corporations with a different fiscal year starts this week. So, I better act on [...]

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9 out of 10 Pinoys are employed. Really?!

March 17, 2007

9 out of 10 Pinoys are employed - NSO  What?! Binilang ba nila ang pamily ko nito?! Inuulol na naman ba ako nang mga news na to?! Hu! Hu! Hu! Sinabi ko na kasi ki Diwa na padalhan ako nang komiks instead of this Inquirer na puro na lang yata kaulolan ang mga news! ^&*( BLAG!!@#$%^&!!! Share on Facebook [...]

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A lettah from Maria: Agri-business

March 15, 2007

First, let met tell you sumtin’ Maria. There’s absolutely nothing funny about going into agribusiness! Nothing! Pag nakita ko yang mga people who’s laughing at you sasabunutan ko’t pag-sasapakin ang mga yan! But since you’re there and am here! I got dolls at perdibli! Iha! Kunin mo mga pangalan at mabendisyonan ko na tong mga [...]

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She made my product worth millions!

February 19, 2007

The Online Store Plan I have been planning to set up my own online store for the 123456789th time! Yes, this is part of my The Hunt for My Six-Figures Dream on the internet. I decided to try and sell hand-crafted, locally-made and exquisite Pinoy Products. Since I am clueless in setting up an online store, [...]

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Consulting Business – Direct Hire for Nurses

January 29, 2007

Consulting Business – Direct Hire for Nurses Should I? Would I? Can I? Hmmm…. We were in Washington DC over the weekend. We met with an immigration lawyer. No, they’re not deporting me Flip. They handle mostly, Nurse’s applications for residency and citizenship and work authorization etc. We had a really nice discussion about nursing [...]

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Rising dependence on OFW remittances alarming

January 19, 2007

Think tank: Rising dependence on OFW remittances alarming Workers’ money accounts for 10% of GDP; By Delfin Mallari Jr., Southern Luzon Bureau, Posted date: January 18, 2007 MANILA, Philippines — The growing dependence of the country’s economy on the money sent home by overseas Filipino workers (OFWs) has become alarming, the head researcher of the [...]

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How to open a barbershop

January 14, 2007

Rosanna… Salamat sa sulat… na feed na naman ang aking ego… me sakit akong atunshun depizitz syndrone… kelangan ko to… purihin mo pa ako… dagdagan mo pa… sige na… don’t be shy… pliss!!! Share on Facebook Digg Stumble Upon Del.icio.us Buzz

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Ang Pagong: An eBay Story by Chuva Chienes

December 12, 2006

  I really liked the eBay comment story by Chuva Chienes. So, I called him last week and see if we could meet up and do some chika chika. So, I decided to hook up with him one night. We had dinner at Jade Harbor in Chinatown. I was interested to find out more about his [...]

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How to grow your cleaning business

December 11, 2006

Mahal na Reyna Elena, Una sa lahat gusto muna kitang batiin ng magandang gabi at sana nasa mabote kang kalagayan., at pati na rin sa mga tagasubaybay mo magandang gabi/araw senyong lahat! Reyna, kelangan ko lang ng adbays, balak ko po kasing mag quit na sa aking trabaho. Ako po ay nagtratrabaho sa opis (WKFTA) [...]

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RP ranks poorly in ICT index

December 9, 2006

I was reading today’s papers and I saw this one:  RP ranks poorly in ICT index Teka lang!!! Naiirita ang Reyna pagka ganito ang nababasa ko! Ayoko nang mga POR POR DYAN! Maimbistigahan nga!  Sabi: “Out of 65 Asian countries studied, the Philippines ranked a poor 51 in terms of the e-Readiness index. The ICT scenario [...]

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Philippine Call Centers

December 4, 2006

Call centers are an employment boon to the Philippines. It has employed thousands and thousands of my fellow Filipinos. Check out Ortigas Center at night directly across the Podium. You’ll find most of the Call Centers at the Discovery Suites Building or at this building (dunno the name) where PNB Ortigas is. You see all [...]

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Christmas Shopping at Gift Ideas

December 3, 2006

SUBLIMINAL MESSAGES ON CHRISTMAS SONGS  I lurrrvveee krismas! Feel na feel ko ang spirit nya! Etong nagkahulog julog na ko sa hagdan kakasabit nang ka-etchechan! Tong muntik pang makoryente ang lola nyo dahil wiz ko knowing kung azan ba ang positive at negative?! A ewan! Ayun sinaksak ko yong isang xmas tree! Na-ngapoy! Buti na lang sa garahe kami!  Yet, I wanna [...]

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Acting on entrepreneurial dreams

November 18, 2006

Dear Madame Reyna Elena: Your blog and articles are really informative.. Sana maka receive ako ng response mula sa inyo. I’m Mina, been living here in Kuwait for 3 yrs. with my husband. Since naranasan ko na ang buhay abroad, masyado na kong naging passionate maging isang entrepeneur. I’ve been searching the web this past [...]

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How to start a nursing home in the US

November 13, 2006

Mahal na reyna, Kararating lang namin in the US. We’ve been here close to a year. We stayed in Daly City for four months. It’s nice. Daming pinoy. Kaso, di ko po ma-feel sila. I moved to Las Vegas. Eto po ako with my friend, bed-spacer he he he. Hindi, po.. Kuarto po ang space [...]

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Puto at kutsinta

October 29, 2006

This is a really, really nice success story that I picked up on the Inquirer. This is just to prove that you don’t really have to go anywhere else to be successful. I know, I am one of those who is working outside of the Philippines, still hoping to make it. But I have friends [...]

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Yunus, Yunus, Grameen, Grameen…

October 22, 2006

As you can see, I am still inflicted by too much Yunusitis and Grameenichwavoyos-voyosnatchivnosky. It’s difficult to get rid of this yunusitis because just as good as it is, it’s interesting how he was able to manage the adversity and the negative advices he got from the banks that lending money to poor people is [...]

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Mohamad Yunus, Nobel Prize winner

October 20, 2006

You have no idea what is happening to me! I am sooooo hooked into this Yunus! I know, I just posted news about him the other day and for the last 25 hours, I have been reading and goobling up every news and information about how he got started! OMG! I can’t believe what he [...]

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Microfinancing or Microlending

October 19, 2006

Microfinancing is in the news today, solely because of Muhammad Yunus of Bangladesh, this year’s Nobel Peace Prize winner. And who is he? He is the Ramon Magsaysay Award Foundation (RMAF) 1984 awardee for Community Leadership who now this year’s Nobel Peace Prize winner. So what is Yunus guilty about? Read here… I am sure you will get [...]

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Franchising Opportunity: UniOil Service station

October 17, 2006

Retail Service Station Franchise Concept It was in 1997 when the orange and blue logo of Unioil as first flashed during the inauguration of Unioil’s maiden station along Ninoy Aquino Avenue, Parañaque. Since then, Unioil has slowly but surely emerged as a formidable industry player establishing service station in various areas. By 2003, Unioil’s retail [...]

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San Miguel Dealership

October 6, 2006

hello reyna elena, 2 years na ko dito sa kuwait and newly wed ako. gusto sana nmin mag start ng business sa PI. balak sana nmin is san miguel dealership. kaso internet lang ang gamit nmin to get info bout that kind of business. ano ba ang requirements ng san miguel for dealership and mga [...]

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The Jolibee Story

July 2, 2006

Tony Tan Caktiong’s Jollibee phenomenon is recognized globally as a shining example of entrepreneurship It came as no surprise when Tony Tan Caktiong, president and CEO of Jollibee Foods Corporation, was voted the World Entrepreneur Of the Year 2004 by Ernst & Young. Just two months before bagging this prestigious award, Tan Caktiong was named [...]

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Start a business in your home

May 28, 2006

In these times, it’s becoming increasingly difficult to get by or make ends meet with just one source of income. Thus, more and more people are investigating the possibilities of, and indeed, the idea of, starting their own extra-income businesses. Most of these part-time endeavors are started and operated from the comforts and privacy of [...]

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Export Procedures and Documentation

May 6, 2006

Mahal na Reyna, Maybe procedures on how to go over in the export of dried seafoods…halimbawa meron nang contact from oversees pano ang mga procedures dito sa atin to export….salamat ulit!! Karen ========= i would be very interested to know about exporting fashion accessory… grin I hope you’d be able to share some amount of [...]

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Bed and Breakfast

April 30, 2006

As you all know, I live in East Ortigas. I met a number of hyphenated-Filipinos there. One from London who owns two units, another from San Francisco, from the Middle East, from Tokyo and New York. Like me, they don’t live there 365 days a year. They go visit. But I’ll share to you all [...]

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Registration – Starting a Business in the Philippines

April 18, 2006

Eto po ang registration requirements of starting a business in the Philippines. As I was looking into this, I don’t think na-beat ko yong number of days na sinasabi dito when I incorporated myself there. But this should give you a timetable para sa tamang planning na gagawin ninyo. You can find this article here: [...]

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Starbucks Cultural Impact

April 16, 2006

Look what I found!!! And the Professor who’s?doing the study comes from?my dear?school!?This should be a very good and interesting read to all you who are planning to get a Starbucks Franchise!!! According to this article, part of Starbucks appeal in the US is it’s cleanliness. Well, it’s different in the Philippines. Part of the [...]

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Copier Business

April 14, 2006

Joined: 10 Apr 2006 Posts: 1 Location: BAHRAIN Posted: Mon Apr 10, 2006 10:01 am     Puede po bang humingi ng mga tips about starting a copier business? Gusto ko pong mag umpisa sa ganitong maliit na negosyo, say 1-2 copiers installed sa mga eskwelahan, but i need enough information on how to manage and [...]

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Five Forces; more business plan

April 8, 2006

More on Busines Plan… Kelangan meron kang Plan A, Plan B at Plan C. Gusto ko yong sinabi mong “Pag-aaralan” which is good!!! We don’t know what the future holds, BUT we can manage when it comes. So, gawa ka nang business plan. Go ka nang province, sabi mo nga – baka walang competition doon. [...]

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Manage apartment biz or quit?

April 4, 2006

“Dear: Mahal na Reyna, Hihingi lang po sana ako ng isang good advice galing sa inyo (as a mentor) kasi i like the way you give an advice your straight ang detailed. Here’s my story. I’m an OFW but we have an appartment business in the Phil,my parents are getting older ang they can’t improve [...]

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Bakery Strategy: Partnership

March 30, 2006

[quote]Quote: becoolini posted on 3/25/2006 15:36 hi to everyone! balak ko tumayo ng bakery..may gamit na kame pero la pa pwesto..ung mga gamit kase binili namin s family friend nmin kase aalis na sila ng pinas.ano po ba mgndang tip sa bakery busness?la pa kase kame pwesto eh..binili ko ung makina dahil balak ko nga [...]

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