Comments on: Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: Snow

Snow — Mon, 16 Mar 2009 04:11:11 +0000

Yep, there was a nasty rumor that government contributions are a big ponzi scheme.
disturbing nga talaga.

Snow´s last blog post..Bloggery Buzz of the Week (03.15.2009)

By: Silver

Silver — Sun, 15 Mar 2009 16:46:54 +0000

makapag-enroll nga sa school mo... hahahaha... Silver´s last blog post..Man in the Dark

By: reynz

reynz — Sun, 15 Mar 2009 16:40:55 +0000

what i learned was that, me mga paluwagan den ang mga vietnamese. pero teng! kahit na paluwagan, me mga buwaya den hahaha in Philly, nakailan na bang Pinoy ang nakausap ko na there used to be some paluwagan dun, mga mag-kakaibigan and then tanong ko lang kung ba't natigil. ayun, itinakbo daw nung isang contributor hahahaha paka-sweldo, umuwi nang pinas at wala na silang balita. hahahaha reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: reynz

reynz — Sun, 15 Mar 2009 16:36:10 +0000

o di ba? that's one very well written commentary silver hahaha kung ako pinag-tuturo nang mga readers, buti pa magtayo na tayo nang school. Hair and Nail Salon School of Earnings. hahahahaha! reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: kutz

kutz — Sun, 15 Mar 2009 15:25:48 +0000

Lintek na investment na yan, grrrrr! Yoko ng pag usapan yan, yoko na! Mabuti pa nung nasa Pilipinas ako, paluwagan lang ang alam kong salihan, di pa ako nalugi kaso nga lang piktapos mong sumahod, napakasakit ng mag ambag kuya Eddie!

By: Silver

Silver — Sun, 15 Mar 2009 15:11:47 +0000

Sa totoo lang, ang sinasabing recession ngayon ay isang wake-up call para sa buong mundo.... Me and my friend discussed a prediction that Japan will collapse as a result of this recession..(and after a few days e lumabas na ang GDP ng Japan e bumaba ng 12.1 percent = kalurkey mode na ito for Asia)...which will have effect sa Asia..Minsan parang ayaw ko ng manuod ng news..hay.. If Iraq is swimming in a sea of oil, then US is currently swimming in an ocean of debts. Isa lang ang tinuturo nitong recession: it pays to know how to do smart money management..yung tipong simple living and not materialistic ika nga. There is a kind of mentality kasi na inaassociate ng ilan ang success and prestige sa material na bagay pero ang totoo - what defines success talaga is how you accomplished your goals and how did you make a difference sa buhay ng iba.. Silver´s last blog post..Man in the Dark

By: reynz

reynz — Sun, 15 Mar 2009 14:53:55 +0000

that investments eh nakakatakot isipin dahil i've read a lot of blogs na ang susunod daw na subprime eh ang treasuries. bakit? i think naisulat ko na to. bkit nga ba? dahil trillion trillion na ang deficit nang gobyerness namen. saan. saan kukuha nang pambayad sa deficit na yan? if you remember, i blogged about something na hahatiin na ang amerika. i think yong forecast nung Russian? reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: reynz

reynz — Sun, 15 Mar 2009 14:51:34 +0000

MOST? hahaha! not all, but i'd say, because of the chunk of the CDS which is a huge stock market in itself Snow, yun ang ponzi scheme, actually kahit na nga yong ibang investment sa gobyerness tsini-tsimis na ponzi. i have to find that link. but essentially, the basics are: once you made an investment or contribution, the money goes to a particular company and they use that money to expand their business, generating products and services that is being sold, generating income to the owners and investors. that's how you invest and earn investment in your money, the basic, raw way. the other side? eto na yong dark corners. one of those? CDS. credit default swaps. let's say you invested your money ki Company X. Company X earns money by insuring debts. So the companies insured pays company x monies that their income and then you get your share. Kaso, Company X tradings are not regulated kaya tuloy tuloy ang insure nya kahit wala nang pera to allot kung sakaling machugi nga ang inin-sure. Guess what, eh nabangkrap ang ininsure. Di nakabayad. So bayad sya ngayon (X) di ba? Guess what, sya naman ang nabangkrap. What happened to you as an investor? Ubos pati na-save mo and invested with them. Un ang cycle. reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: Snow

Snow — Sun, 15 Mar 2009 14:41:20 +0000

Very nice article Reynz. Wow, this blog is close to my heart. Sabihin na nating medyo dyan linya ng trabaho ko...hehehe...How I wish I can share pero baka ma-tsugi ang lowla snow mo... Teka, is it only me who thinks that most of our contributions are ponzi schemes? ^_^ Snow´s last blog post..Bloggery Buzz of the Week (03.15.2009)

By: Silver

Silver — Sun, 15 Mar 2009 14:37:26 +0000

Nabalitaan ko yan mother highness…

China has 700 billion dollars of investment sa government bonds sa US… (I dunno the exact amount ha..)

Parang feeling ko mas safe pa ang pera sa baul ng aking dear old lola…

Mom told me na may practice daw ang mga chinese sa lugar nila. They use to stock the money sa gitna ng house, as in baul in the basement. Kaso lang parang prone sa magnanakaw – pero nonetheless, believe ako sa paghawak ng pera ng mga intsik. They know how the money flows kaya no wonder…masisipag, simple at manyaman sila….hehe

Silver´s last blog post..Man in the Dark

By: reynz

reynz — Sun, 15 Mar 2009 13:56:18 +0000

wow! very glad to hear bebot! hahaha! lagot ka! now na alam ko yan, makakarating ang news na to sa Surigao, sa Albay at sa Novaliches hahahaha reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: bebot

bebot — Sun, 15 Mar 2009 13:48:27 +0000

o.k mag-co-comment ako dito dahil akoy isang investor din…..hindi ako greedy to make a lot of money, kaya lang dito sa ibang bansa matututo ka to put your money kung saan saang investment dahil mahirap mag trabaho at gusto mo rin na meron kang pera pag ikaw ay nag retire.
pero buti na lang nakakalat pa-unti-unti ang mga ipon ko..iyung retirement money na nasa stock market, iyun ang unti unting nauubos..pero ang perang nasa GIC (heto ang investment na maliit ang kita pero sigurado na hindi mawawala) ay peace of mind ako….meron ding nasa bond(na maliit din ang kita at merong certain years kung kelan mo pwedeng kunin lahat na walang bawas at kuha mo lahat pati interest)….ang mutual fund naman ay talo ngayun dahil bagsak ang market ( dito naman kung kumita ang pera mo …at the end of the year at taxation nag babayad ka ng tax sa iyong tubo…iyun nga lang pwede mong kunin anytime at walang penalty)……dito kasi may tinatawag kaming RRSP…retirement savings plan at pag nag-contribute ka, pwede mong gamitin sa pag pa-file mo ng income tax and tax free…iyun nga lang hindi mo pwedeng kunin ito wait till you are retired…kung kukunin mo ito agad mag kaka-penalty ka at maidadagdag as income mo sa iyung next filling ng income tax. well hindi ako expert sa investment pero as an ordinary person na gusto ring mag hangad ng kaunting ipon sa pag tanda heto lang ang aking naging obserbasyon.

By: reynz

reynz — Sun, 15 Mar 2009 13:43:49 +0000

pag hindi nagbayad yong mga nag-issue ng bonds, ang insurance ang magbabayad sa investment banks kung saan binili yong bonds. kaya kung anuman ang mangyari walang sablay. I was wrong Dear ate Charot.

sounds like CDS to me. yun bang Company Q will insure Company A sa pinautang nila ki Company B, kaya tuloy tuloy ang bayad ni Company A nang "premium" kay Company Q kahit na walang binigay na pera si Company Q ki Company A, kaya maligaya ang buhay ni Company Q. Ang ginawa ni Company Q, nag-insure nang nag insure nang mga pautang. Oo nga naman. Income stream nya yon. Pero di sya classified as "Insurance Contract" kaya indi sya regulated nang SEC. Ang problema, trillion trillion ang industry na to. Kaya, nung bumagsak si Company B, indi nakapag bayad ki Company A, singil ngayon ki Company Q. Dahil naubusan nang pera si Company Q, dinown-grade ngayon nang Moodys or ratings company. Dahil dinowngrade sya, naging BB or junk bond. Nong naging BB at junk, sell out ang investors. Nong nag-sell out, bagsak si Company Q. And the cycle continues. Yan actually ang biggest source nang financial crisis ngayon. It's not subprime dahil maliit lang ang nacontribute nang subprime sa problema. reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: reynz

reynz — Sun, 15 Mar 2009 13:37:53 +0000

well, with so many anomalies, stock manipulations, stock gossip either done intentionally to create chaos and induce a sell-out or push a competitor down, all these have contributed really to a lot of investors shying away from the stock market. eh kasi puro lang sila speculations and the movement nung mga pera does not really create any product pero pataas nang pataas ang mga stock value na wala namang kahulugan. there was this news about china's asking the US about safeguarding their assets in the treasury. eh biggest investor ba naman ang china. eto ang next drama na prini-predict hahaha kaya nag-issue nang ok lang kayo dyan news si obama kahapon. reynz´s last blog post..Jim Cramer vs. Jon Stewart: Was CNBC serving the needs of traders?

By: The Ca t

The Ca t — Sun, 15 Mar 2009 12:04:37 +0000

My retirement money aka 401 was managed by a board which was invested in different financial instruments…bonds, stocks, cds, government bonds, etc. kulang na lang ang musical instruments. ahek.

to distribute the risks we used at least four investment banks. a certain month of the year, us poor employees have to choose the investment mix, parang multiple choice ang tanong na may mahigit dalawang sagot. i have never been a speculator for I once was a financial analyst. knowing the details that go into the financial statements and how they can be manipulated by not following the GAAP,
the financial statements can be windowdressed. yon bang susuotan ng magandang damit kahit na hindi naligo at may mga banil sa leeg. nilalagyan pa ng pabango para hindi humalimuyak ang bango kagaya ng Enron at worldcom,.

So ang pili ko bonds. kahit maliit ang bigay na return, sigurado ka naman kasi nga back-up ng CDs kung baga nakainsure.

pag hindi nagbayad yong mga nag-issue ng bonds, ang insurance ang magbabayad sa investment banks kung saan binili yong bonds. kaya kung anuman ang mangyari walang sablay. I was wrong Dear ate Charot.

pero two years ago, nakita ko ag aking retirement fund na dinudugo. Imbes na income ang nirereport sa akin ng investment managers, ay loss. toinkk

nababawasan ang tatanggapin ko pag ako nagretire.hindi na ako makakabili ng Prada, PARADA na lang. hindi na ako makakabili ng Chanel 5. Doon na lang ako sa Quiapo magpapawisik, meron pa ba yon?

ganito rin ang nangyari noon doon sa king isang 401 k sa isang kumpanyang pinasukan ko. huling nakita ko 400 dollars. nilimos ko na lang sa kanila with matching condolence card. tsee.

pero itong isa akong 401 winithdraw kahit hindi pa ako retireable. Naks ng pating, sinampal ako ng penalty, tapos kinunan ako ng taxes ni Uncle Sam. Kasi ang mga contribution sa retirement pay ay based sa gross income kaya wala pang taxes yan at pag ito ay winidraw pag umabot ka ng 59 1/2 years old, libre ka na sa tax. Eh 21 lang ako. ARRAY ,sinong nambatok?

nagsisisi ba ako? HINDI, kasi yong iba na naging biktima dahil ang kanilang pension fund ay nilamon na ng mga kawalanghiyaan ng nasa Wall Street at ang mga financial analysts na kumakanta ng allelujah (ala boy Abunda ba na panay ang publicity kahit ang mga talents niya ay hindi naman magaling). ay nawala na ang kanilang retirement pay. Kung meron man few dollars na lang. Lahat, zero, nada.

Masisi mo ba ako kung tirikan ko sila ng kandilang itim ?

The Ca t´s last blog post..Sleepless Nights and Diabetes