Comments on: PERA could be one great investment retirement vehicle

By: newbie

newbie — Sat, 01 Jan 2011 09:32:24 +0000

Dear Ms. Reyna,

Salamat sa information. One question po:

Is PERA solely for Overseas Filipino workers or can I avail of it too? Even though I am working here in the PH and already have SSS?
I am asking because it seems like an attractive investment for Yuppies.

Please advise.
Thanks

By: reynz

reynz — Thu, 28 Aug 2008 13:30:22 +0000

sya sya hehehe bubuksan ko na lang mamaya hahaha pucha! sobrang kahihiya toooo! dami kasing gustong malaman ang mga kaokrayan nang reyna hahaha ano ba yannnn hehehe reynz's last blog post..The Journey Concert in Camden

By: aki ni mamita

aki ni mamita — Thu, 28 Aug 2008 11:32:26 +0000

wala naman po akong nareceive. ok lang po. masyado pa akong bata para malaman ang tungkol sa bagay na yan bwahahahaha!

By: reynz

reynz — Wed, 27 Aug 2008 21:40:56 +0000

i emailed it already anak hehehehe, sa dami nang nag-re-request, baka tuluyang buksan ko na ang mga karumal dumal kong pinag-gagawa hahaha reynz's last blog post..The Journey Concert in Camden

By: aki ni mamita

aki ni mamita — Wed, 27 Aug 2008 14:35:49 +0000

bakit may password ang nasa baba? mami, ano po ang ibig sabihin ng hada?

By: reynz

reynz — Tue, 26 Aug 2008 19:50:30 +0000

hahaha! alin?! alin ang wez understanding? tanungin ako! dali at kinakati akong sumagot! let me know kung aling part ang indi naintindihan! hahaha reynz's last blog post..Was the Philippine media disrespectful?

By: Puma Leyar

Puma Leyar — Tue, 26 Aug 2008 16:46:40 +0000

kahit tagalog na hindi ko parin naintindihan yung sa investment management part. hahaha. PKIGWMENGRCXNPPRPLZ.TNX! nyahahaha Puma Leyar's last blog post..G.I. Joe: The Movie

By: reynz

reynz — Tue, 26 Aug 2008 09:11:10 +0000

korak ateng! sa execution lang naman nang program consistent ang mga yan na sumesemplang! but you know what, as is usual saten mga tira tira, nangangarap na sana tunay na talaga to you know! reynz's last blog post..Was the Philippine media disrespectful?

By: Colegiala girl

Colegiala girl — Tue, 26 Aug 2008 07:32:19 +0000

Maganda ang layunin ng PERA huwag lang pagkakaperahan ng iba, mga legitimate members lang, di ba? Colegiala girl's last blog post..Nang Mag-cosplay sina Banong at Kimuchi (for peace, economy, and good governance)

By: reynz

reynz — Mon, 25 Aug 2008 20:53:55 +0000

nina, tinawagan no New York, ayun nag-apply na ako online and wait ko na lang daw email instructions nila on the next step. anong klase ba ang online nila? kasi yong PNB, online nga, balances lang. sa States kasi, i can pay anyone and i can see all the transactions. paki-explain nga kung ano ang laman at nakikita mo sa online chuva nang BPI? Indi naman kasi inexplain nung gurl. Sabi nya, oo daw parang states. Really??? reynz's last blog post..PERA could be one great investment retirement vehicle

By: nina

nina — Mon, 25 Aug 2008 19:57:40 +0000

oo nga merong BPI sa NY. So far, sa mga local banks, BPI pinaka gusto ko. It’s not perfect but a lot better than other banks – mas konti kasi ang aanga-anga dun saka pag nag e-mail ka sa customer service may sagot within 24 hours. Pag tumawag ka naman okay din yong phone banking. Pag nalimutan mo password sa internet banking – 24 hrs a day pwede i-reset ng phone banking officer. Baka pwede ka dyan mag-open ng account sa states or pag-uwi mo na lang. But be prepared – duduguin ka rin sa requirements.

Last year, humulas ang beauty ko sa pag-oopen ng current account kaya I ended up sa HSBC. Malaki lang ang maintaining balance pero wala ng masyadong rekusitos basta may pang-open ka ng account.

Hay manay – ang dami kong expereince sa mga bangko na yan. Kailangan ko magbukas ng isa pang blog kung sakali. Nosebleed ka na – rereglahin ka pa kahit wala kang matres.

nina’s last blog post..31st Birthday Dinner at Sharq Village and Spa

By: reynz

reynz — Mon, 25 Aug 2008 14:23:55 +0000

meron akong update dun! hehehe! wait at edit ko ang entry hehehe! pucha! nag-mukha na syang diary of one slut pretty gurl hahahah reynz's last blog post..PERA could be one great investment retirement vehicle

By: reynz

reynz — Mon, 25 Aug 2008 14:18:11 +0000

PERA ka dun ang tawag dyan hahaha! Pero, yong next Mallorca trip ilagak mo na lang sa PERA ateng para pag-uwi naten sa Barrio Siete eh di mag-oktoberfest tayo sa Gubat Sorsogon! hahaha! reynz's last blog post..PERA could be one great investment retirement vehicle

By: reynz

reynz — Mon, 25 Aug 2008 14:16:32 +0000

well, at least 55 hahaha, medyo makakahada pa ako nyan kesa naman sa amerika na 67 ata hahaha, yong retirement mo eh pambili na lang nang viagra hahaha anyway hehe, i would guess na they would allow investment companies na mag-offer nang PERA and they would be considered as financial institutions, im not sure, intay natin ang details from it's face, maganda nga dahil, tax-free pag winit-dro mo pag 55 ka na or over and including the interest are going to be tax free reynz's last blog post..PERA could be one great investment retirement vehicle

By: reynz

reynz — Mon, 25 Aug 2008 14:12:50 +0000

wait and see den ako at the moment until na ma-plantsa nila ang program na to.

yong PERA funds actually is going to different financial institutions (bangko, investment houses) and i’m not sure kung talagang dederetso sa govt financial institutions kasi nga parehas nang drama nang 401-k dito sa US. so, in essence, pag ikaw ang investor, dun ka sa bangko lalapit at mag-oopen nang account and deposit the funds. so i believe, kung mismanagement ang pag-uusapan, ang first na gagawa nang katarantaduhan and i hope this does not happen, will be from the financial institution.

ang di pa naten alam is that, are these investments insured nang PDIC just like bank deposits?

me isang feature na you can open 5 accounts and i believe kinover na nila to diversify your portfolio which is good dahil you can open 5 accounts from 5 different financial institutions para kung sakaling sumemplang ang isa, at least hindi lahat nang portfolio madadale.

one thing though, because this is new to most Pinoys, at alam mo naman saten no? me mga ugaling get rich quick, bat kaya malakas ang kutob kong me mga lalabas na mga kung ano anong financial investments na mga kagaguhan again? hahaha sana mali ako! hehehe

reynz’s last blog post..PERA could be one great investment retirement vehicle