My disappearing retirement money!

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I am just havingÂ such a bad day today with all these news about the Philippine peso! Grrrr!!!

It’s bad enough that my technorati ratings is going down drastically (napansin nyo?), I could see myÂ 401-k disappearing forever!!! Now, I have to kayod forever para lang I could send the same amount of money na pinapadala ko sa mga boylets ko. Hmpt! Saan ako kukuha nang additional $400 US dollars? It’s winter pa naman!Â Mahirap tumambay sa kanto nang Market Street in Philadelphia and market myself! Â Pano ko mababayaran ang barong-barong ko in Pasig na kung saan ako mag-re-retire next year pag otsenta uno na ako?

In the Philippines, GDP [gross domestic product] growth will remain high at about 6.4 percent in 2008 — although off the post-crisis peak reached this year — on strong gains in net exports, private consumption, and government spending.

That’s theÂ press release by the Asian Development Bank in today’s papers. And to make things more interesting, according to the latest forecast:

The peso continued to strengthen against the dollar Thursday, surging to a new seven-and-a-half-year high of 41.10 to the dollar before closing at 41.24 on strong holiday remittances of foreign exchange from overseas Filipinos and a regional currency market propped up by western central banks’ concerted intervention against a global credit squeeze.

And according to that news, it’s possible for the peso to reach and even break the Php40 barrier. Me barrier ba? Sino ang maglalagay nang barrier? BSP? If I were the Central Bank, titigilan ko na lang makialam sa rising peso because they will just go bankcrupt!

Is it only the OFW dollars pouring into the country which is now forecast to top US$16billion this year? Well, it isÂ and more. Let me introduce another item which you probably don’t read on the Philippine news.

The Sarbox

What is this? It’s short for Sarbanes-Oxley. They don’t sell horses or cows, they’re US Senators with whom this Senate Bill was named after. You can find out about Sarbanes-Oxley here, here and here.

Essentially, this all came about because of what these companies did: Enron, Worldcomm, Adelphia and many more which evenÂ brought down this biggest accounting firm down to oblivion â€“ Arthur & Andersen. If you are not familiar with these companies that I listed, here’s a very short, brief and complete explanation about these companies. Cheaterrrrsssss!!!! And the biggest loser from these cheats are the lowly messengers and office workers who saw their retirement accounts went from some millions of dollars to zero. Another biggest loser? US domestic and foreign investors.

Sarbox initial effect to the US financial market was just some heavy financial regulations. Result? Although Sarbox came about to fix and bring back investor confidence into the US financial market, the heavy regulation and costs involved made investors and IPO’s look for other places to dump their mighty dollars. Our US public equity market has just deteriorated in recent years! Check this out from what I just read on the Financial Week 12/10/2007:

None of the 20 largest global IPO’s were done in the United States
Foreign companies are delisting from the New York Stock Exchange at a greater rate! 12.4% delisting this year vs. 6.6% last year
The US portion of the global share trading dropped from 41.2% this year from 49%

Now, of course there are those who dispute the assertion that the US is losing in the bid for IPO’s (See Global IPO’s hit a record by Barbara Roper on the same paper).

Heck, it’s interesting that I was just reading theÂ Philippine Daily Inquirer today andÂ even the local DFNN Gaming unit is looking towards the London Stock Exchange instead of the ones in the United States according to this news:

The gaming unit of publicly listed information technology solutions provider Diversified Financial Network Inc. (DFNN) is considering listing on the London Stock Exchange or another foreign bourse to raise funds for increasing its stake in a recently acquired gaming company, DFNN said.

DFNN subsidiary Pacific Gaming Investments Pte. Ltd. said in a disclosure to the Philippine Stock Exchange that it had an option to buy an additional 33.33 percent in Interactive Entertainment Technology Solutions (IETS) if it could fulfill certain conditions, one of which is listing on the London Stock Exchange or an alternative comparable exchange.

Interestingly, even the Philippine government is now looking into peso loans. I guess, if the country is awash with dollars, why would you borrow more dollars? It’s just logical, right? Let’s leave it to the BSP bigwigs to decide. But I thought, the mere fact that we’re already shying away from the US dollars is really interesting, albeit, seconding the motion that the world doesn’t have any more confidence with the mighty US dollar? Am I reading this right?

President Gloria Macapagal-Arroyo has ordered the Department of Finance to study a proposal of Senator Mar Roxas for the government to shift from dollar loans to peso loans as a means to curb the peso’s climb and ease the adverse effect on overseas Filipino workers (OFWs) and other sectors, Roxas said Wednesday.

What does this all mean to us Filipinos and why am I discussing Sarbanes Oxley here? Because of its direct effect on US competitiveness and it’s eventual effect on our Philippine peso.

Nosebleed?

It’s like this.

The more we (in the US) remain uncompetitive, the more the dollar goes weaker. The more weaker the dollar, the stronger the peso becomes. In short, I believe that one of the biggest reasons why the Philippine peso kept rising is because the dollar is falling, well, oxymoronic, kinda. Why is the dollar falling? One word to add to our problemsÂ hereÂ Â â€“ competitiveness. We just continue to be uncompetitive now!

This is just my personal opinion because I am sooooo ridiculously annoyed at my disappearing retirement funds!!!

Signs of times:

Have car: Will travel. If you have friends and relatives in my area: I plow snow for $20!!! Deep discounts if there’s a goodlooking guy in the household! Anyone?

Not signs of time!

They’re eating BALUT on Survivor China tonight!!! (Ba’t ba ako napunta nang Survivor?! Hmpt!)

Nice read: (I actually have not read this one yet! hehehe!)

Dishonesty, Greed and Hypocrisy in Corporate America

Â RELATED ARTICLES:

Popularity: 7% [?]

58 Sweet Responses to “My disappearing retirement money!”

kotsengkuba (359 comments.) Says:
December 14th, 2007 at 1:56 am
Whyare they eating BALUT on Survivor China?

Gusto ko tong mga ganitong posts mo. Madami bang ganyan sa ofwcenter? Di pa kase ko masyadong nagagawi dun e. Tingin-tingin lang minsan.

kotsengkuba’s last blog post..Stephen Chow?s Long River 7 (CJ7)

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reynz (4448 comments.) reply on December 14, 2007:

Opps! Mali sagot ko! hahaha! Paki-refer na lang sa baba…hehehe

reynz’s last blog post..My disappearing retirement money!

reynz (4448 comments.) reply on December 14, 2007:

Ayan, KK, dami kong tinanggal na plugins. I did not want to delete the WP comment thread baka mangawala yong mga comments, and I was looking at my file manager - OMGSH!! halos oras oras pala nag-sa shutdown ang site ko!!!!

reynz’s last blog post..My disappearing retirement money!
reynz (4448 comments.) Says:
December 14th, 2007 at 2:06 am
Balut? I was writing this blog at the same time watching Survivor China hehehe and I saw that part of the Challenge to get immunity was to eat Balut! hahaha! I mean, there’s feathers and veins and all that. Alam mo ba, talagang di ako kumakain nya, tawa kami nang tawa here.

Anyway, I think you’ll read actually more about money here than on OFW Center dahil ginawa ko lang yon tapunan nang mga PPP at review posts ko. Meanwhile, ni indi na nga ako makapag PPP.

One of these days, I’m gonna have to re-categorize my posts to make it easier to find.

reynz’s last blog post..My disappearing retirement money!

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kotsengkuba (359 comments.) reply on December 14, 2007:

oo nga, sobrang dami ng categories mo, kayang punuin ang isang sidebar. hahaha

kotsengkuba’s last blog post..Stephen Chow?s Long River 7 (CJ7)

reynz (4448 comments.) reply on December 14, 2007:

well, dati kasi siguro sampu lang yan, but i get requests kung saan to, saan yon, saan ang mga kung saan, so binalik ko sya sa sandamukal na categories dapat nga nyan topics eh para mabilis mahanap. nilagyan ko nang live search, kaso tong live search nagpapa-crash sa site ko naman! nakuuu! sakit nang ulo! kelangan ko nang webmaster!!!!!

reynz’s last blog post..My disappearing retirement money!
Ambo (395 comments.) Says:
December 14th, 2007 at 3:06 am
parang sumasakit ulo ko po ganitong topic haha. ask ko lang is it true na ang pagbaba ng dolyar sa bansa natin e maaring kontrolado ng kung sinoman sa gobyerno? do u think merong nakikinabang dito?

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

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Ambo (395 comments.) reply on December 14, 2007:

salamat nga pala at anjan na ako sa sidebar mo hehehe.

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

reynz (4448 comments.) reply on December 14, 2007:

Well, alam mo sa financial market maraming mga speculators who could actually manipulate yong pagbaba at pagtaas nang exchange rate gaya nga ni George Soros who’s very well known as a currency speculator kung saan sila kumikita. I think several years ago, diniklare sya na persona non grata nang Malaysia. As far as the gobyerno is concerned, not really sure kung ano ang drama nila other than yong BSP eh once in a whille i-rescue yong peso sa sobrang pagtaas, but not really sure kung me behind the scenes na mga drama sila.

reynz’s last blog post..My disappearing retirement money!

Ambo (395 comments.) reply on December 14, 2007:

pakiramdam ko lang meron. can u explain kung bakit bumababa ang dollars e ang taas pa din ng bilihin? hehe. i know di ganun agad ang epekto nun pero di ba dapat ramdam natin kahit konti?

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

reynz (4448 comments.) reply on December 14, 2007:

Ok, pareng ambo:

unahin naten yong mga presyo nang bilihin: generally kasi, lahat nang bilihin dyan saten sa Pinas eh dictated na sya nang world or global prices dala nga nang presyo nang bariles nang oil, di ba? yan parati ang hinihintay nang lahat, kung magkano na ang presyo nang isang barrel pati na gasolina and everything. so, it’s not only pinas ang nag-eexperience nang high prices, kundi every country.

eto ang perfect example about effects nang world prices sa isang country - like the US. we have our sub-prime crisis dito, in effect nag slow down ang housing construction, so iisipin mo dapat bumaba yong mga construction materials pati na steel, pero kwidaw ka, indi po sya bumaba, instead tumaas pa, why? ang China kasi, kung makakain nang steel grabe, kaya pati prices nang steel dito sobra sobra den. ganun ang epekto.

honestly, di ako naniniwala na bababa ang mga presyo nang basic commodities saten, what i wanted to see is yong sweldo nang mga pinoy ang tumaas and i think i have an idea kung bakit di tumataas ang mga sweldo nang pinoys to cope sa pagtaas nang basic commodities.

with rising peso at yong dollar bumababa, am sure kumikita ang mga kompanya dyan, agree? so yong bottom line nila (net income) nire-rake na lang nila’t binubulsa instead na dagdagan ang sweldo nang mga empleado. interestingly, lumabas yong per capita nang pinas compared to the rest sa asia and we place sa pagkalayolayong 15th.

reynz’s last blog post..My disappearing retirement money!

Ambo (395 comments.) reply on December 14, 2007:

yan ang gusto kong madinig eh. kurakot kurakot kurakot, bulsa bulsa bulsa. iisa lang naman puno’t dulo *am not sure* corruption pa din!

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

reynz (4448 comments.) reply on December 14, 2007:

Doon naman sa kung bakit bumababa ang dollars: gaya nga nang explanation ko dito sa post ko maraming reasons and one of them eh eto ngang tinatawag na investor confidence, (although basahin mo yong nilink ko dyan about the Fall of the Dollar where he talks about Budget Deficits as the number 1 reason.)

For years, gabundok ang foreign investments sa US, until all these mga panlolokong ginawa nang mga kompanyan Enron, Worldcomm na sinabi ko sa taas. Resulta? Nawalan nang tiwala ang karamihang investors, sinabakan pa nang subprime, feel nang mga investors hindi na maganda mag-invest sa Amerika kaya they turned to Euro pati na mga bagong IPO’s wala na dito, nasa labas na nang Amerika. Logical lang di ba? Ba’t ka pa mag-iinvest dito?

Isa pa, yong sinabi nga ni Basilio sa comment dito somewhere na traditionally, ang pinagbabayad sa oil trading eh dollars, ngayon indi na, pede nang ibang currency like the euro, eh kasi nga andami nang kaaway nang amerika.

So, dahil dina-dump na ang US dollars, di nawawalan nang halaga. Dahil importanteng magkaron nang let’s say Euro pambili nang oil, so tumataas ang Euro at hindi ang US dollars.

Pag inap-ly mo sa peso, yong mga speculators naman, feel nila maraming mangangailangan nang peso dahil feel nila madaming mag-iinvest sa philippine stocks kaya ang epekto dahil marami ang gustong magkaron nang peso - tumataas ang value nya.

O ayan, sasaya si Basilio sa sinabi ko.

reynz’s last blog post..My disappearing retirement money!
chuvaness (450 comments.) Says:
December 14th, 2007 at 3:57 am
na inspire ako..one of these days mag po-post din ako ng topic tungkol sa work ko yung tipong hinding hinde nyo din maiintindihan!!!!!!!

wala bang mas layman’s term jan sa post mo? explain it to me in 2-3 sentences onli

chuvaness’s last blog post..TAG: If it?s from Seiko, it must be good!

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reynz (4448 comments.) reply on December 14, 2007:

pasensya ka naaaa! anobeeehh! di ba I blog about moneee, economee and for the last few months puro meeeni meeeni things ang blinag ko? pabayaan mo na ako sa mga kaartehan ko’t hirap na hirap ako dito sa tanong ni Ambo!

reynz’s last blog post..My disappearing retirement money!
chuvaness (450 comments.) Says:
December 14th, 2007 at 3:58 am
basahin ko ulet for the 3rd time baka sakaling maintindihan ko lol

chuvaness’s last blog post..TAG: If it?s from Seiko, it must be good!

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reynz (4448 comments.) reply on December 14, 2007:

kainis! hahaha! nawala tuloy ako sa thought ko dun sa isasagot ko ki ambo! hahaha!!! basahin mo na lang yong BALUT! hahaha CHARINGGGG!!

reynz’s last blog post..My disappearing retirement money!

Ambo (395 comments.) reply on December 14, 2007:

naku malen ako nga pretending naintindihan ko eh. *nosebleed* lols

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas
chuvaness (450 comments.) Says:
December 14th, 2007 at 4:07 am
HOY baket may altar si ambo jan sa blog moooooooooo????

chuvaness’s last blog post..TAG: If it?s from Seiko, it must be good!

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reynz (4448 comments.) reply on December 14, 2007:

PERS LAB KO SYA. Saka nagmamahalan kami. Besides, di ba kinasal na kami sa Baguio? hehehe!

Opppps!! Sori! Ikaw din pala!

Nakita ko na po yong Entrecard mo! I still don’t know kung pano it works basta pag nakita ko yong Card mo, approve ko yan ASAP

reynz’s last blog post..My disappearing retirement money!

Ambo (395 comments.) reply on December 14, 2007:

putek ginawa akong santo ni malen at me altar daw ako bwahaha. malen naku sign up ka na kasi jan. read mo to http://pinoytek.net/get-more-blog-traffic-at-entrecard/

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

reynz (4448 comments.) reply on December 14, 2007:

Ambo, ba’t bumabagsak ang technorati ratings ko tsaka ambilis!!! Dahil ba sa Entrecard yon? hehehe

reynz’s last blog post..My disappearing retirement money!

Ambo (395 comments.) reply on December 14, 2007:

aba bat sakin tumataas pa nga? haha. search ako why. okay?

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas
kotsengkuba (359 comments.) Says:
December 14th, 2007 at 6:23 am
pano ba yang entrecard na’yan. permanente nang si ambo yan?

kotsengkuba’s last blog post..Stephen Chow?s Long River 7 (CJ7)

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Ambo (395 comments.) reply on December 14, 2007:

KKK, pasyal ka sa pinoytek.net andun ung entrecard hehehe. yan ang latest version ng virtual business card hhehe

Ambo’s last blog post..Marhgil Macuha is Giving Away $150 This Christmas

reynz (4448 comments.) reply on December 14, 2007:

i think 24 hours lang yan and then me susunod, depende sa inapbrub ko, actually am waiting for you guys na sumali para pag nakita ko, aprub agad. nauna si joan joyce..

reynz’s last blog post..My disappearing retirement money!
JHVRothschild (82 comments.) Says:
December 14th, 2007 at 8:18 am
I think that this credit crunch is merely a correction. The US economy is too large to become marginalized. As for Sarbox, I think that it was a measured response due to all the accounting scandals. It was a way for them to close loop holes and allow the internal auditors to be more objective. I think it’s just a bunch of Wall Street Republicans who think that government regulation is bad and so on and so forth. Then they start talking trash about how Sarbox is hampering their business. Well, we wouldn’t have the need to create Sarbox if the finance department and managers had ethics. Let me tell you Reyna, those audits are a pain in the ass. I’ve had bosses who try to coerce me into doing the wrong thing. We need Sarbox to tell these people that what they are doing is not only unethical, but also illegal.

US Generally Accepted Accounting Principles (GAAP) are beginning to merge with International Accounting Standards (IAS) which means that in this globalized economy, corporations that are corrupt will no longer have a place to hide. As far as the NYSE or US equity markets losing their worth, I feel that this is merely a correction. Americans are wee bit strapped for cash right now, plus I really don’t trust banks as of yet. Investor confidence will return.

What is more disconcerting, are the speculators who keep driving up the value of the peso. Aren’t these the *same* people who plunged all of Asia in a financial crisis in ‘97? Remember that? It *could* happen again. I just hope the Philippines can absorb the shock once these speculators start dumping off the peso.

JHVRothschild’s last blog post..A Hundred

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reynz (4448 comments.) reply on December 14, 2007:

JHV, let me guess — your in audit too?! hahaha!!! year-end dong! Hay naku pwede ba, yang 404 na yan standard na lang, minsan kape kape na lang, but if you have read the latest on backdatings madami ang nabanatan.

Also, don’t forget our ridicoulous budget deficits! Anak ni kulapo talaga!

On the speculators - dang right! I hope we all could absorb should that happen and don;’t we have some type of property boom? Na wala namang bumibili puro mga tiga labas or expats and OFWs? I wonder what’s going to happen to that housing boom if the peso continues to appreciate like this sana wag nga maging Thailand in 97…

reynz’s last blog post..My disappearing retirement money!
momel (4 comments.) Says:
December 14th, 2007 at 8:39 am
Ambaba na nga ng dollar, sobra. Nakakalungkot, pero at least may growth sa atin. Na hindi naman natin nararamdaman mashado. Ang asim ko noh?

Cheers!

momel’s last blog post..The Trouble With a Three Month Hiatus

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reynz (4448 comments.) reply on December 14, 2007:

hello momel, welcome…

reynz’s last blog post..My disappearing retirement money!
lordmanilastone (41 comments.) Says:
December 14th, 2007 at 12:07 pm
as in bobo talaga ako in terms of economics, hindi ako masyadong maka-relate pero i know the adverse effect of the peso struggling over dollars lalo na mga sa mga kapatid nating nasa ibang bansa, natakot din talaga ako sa forecast na by next year bababa nanaman ang piso, juice ko, hindi ko na ma-eenjoy to the fullest and pera ko sa paypal, hindi ko pa nga mawithdraw withdraw kahit 90 dollars lang kasi wala pa akong bank account, i need to hurry, christmas, nanaman, ang daming gastusin…haaay^^

lordmanilastone’s last blog post..The Reunion

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reynz (4448 comments.) reply on December 14, 2007:

Lord, yaan mo na ako sa mga kaartehan ko, alam mo kasi, kakawalang ganang mag-trabaho pag ang iniimbak kong salapi eh wala na palang halaga pag ako eh umuwi na nang pinas. kainis!

pano yan, kala ko ba $100 yan? $90 na ngayon? Pag end of the year Php38 na lang hehehehe!!! pucha mag PPP ka pa nang marami! hehehe

reynz’s last blog post..My disappearing retirement money!
lordmanilastone (41 comments.) Says:
December 14th, 2007 at 12:09 pm
nakalimutan ko pala itanong, hindi ko inexpect na pwede palang bumaba ang authority sa technorati, pano nangyari yun, mama reynz?

lordmanilastone’s last blog post..The Reunion

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reynz (4448 comments.) reply on December 14, 2007:

I don’t know what happened sa technorati ko hahaha! baka nag-welga yong mga flying voters ko dun ki Empress Maruja pinagtatanggal ako sa links? hehehe! Basta nakita ko na lang sya bumagsak, parang US dollar ang binaba! hahaha

reynz’s last blog post..My disappearing retirement money!
nina (270 comments.) Says:
December 14th, 2007 at 1:40 pm
Hay, basta alam ko nababaliw ako sa exchange rate na yan. ayaw ko nang umuwi.

masakit sa ulo ang sarbox na yan. american company kasi yong employer ko kaya ayon, may mga specific requirements sa finances ng office namin.

nina’s last blog post..Missing Christmas in the Philippines!

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reynz reply on December 15, 2007:

naku!!!! as in year-end na naman kamo! let’s do it once again together all chorus ever ever na naman!
lordmanilastone (41 comments.) Says:
December 14th, 2007 at 2:03 pm
hihihi, nabawasan yung sa paypal ko kasi feeling ko donya ako, nagsponsor ba naman ako sa blogcatalog for a month tapos nagdonate pa ako sa isang blog directory, hihihi, ^^

lordmanilastone’s last blog post..The Reunion

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reynz reply on December 15, 2007:

hhahaha! ok lang yon lord! di ba 10% tithing! eh ako nga, an laki nung pinamigay ko sa pa-kontesa ko di ba! at eto hinihintay ko na lang na umulan nang pera… hehehe
Beng (171 comments.) Says:
December 14th, 2007 at 10:47 pm
there is a rumor going on here na kaya bumaba ang dollar ay dahil sa iran.

Lordy, i also have a dollar account sa paypal, meron na akong kaunting pundo doon na pwede na sanang pambili ng isang pack na tampon. di ko nalang muna ginalaw dahil kong ipaconvert ko ito sa euro bale isang sentimo nalang ang labas. Hihintayin ko nalang na baka bukas o makalawa ay tataas ang dolyar.

Beng’s last blog post..Annoying Incompetence

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reynz reply on December 15, 2007:

yan ung sinabi ni Basilio (Iran) tsaka Venezuela eh kasi nga yong oil na dati binabayaran nang Dollar, indi na, Euro na kaya yong mga me dollar, dina=dump na nila dollar nila. Kung totoo man to ewan ko….

beng, yang Euro ninyo ano?! di ko na maabot! dati rati, naku malakas kaming magtravel sa Europe as in nagalugad na namen yata yan haggang East dahil nga everything was cheap. Ngayon? Di na namen keri kayo ateng! Masyado na kayong mahal ever!! Actually pati Pinas mahal na rin! Waaaaaaa!!!!!

Beng (171 comments.) reply on December 15, 2007:

Reynz, huhuhuhu…hindi lang ikaw ang nagdurusa dahil sa buwisit na pagtaas ng Euro at pagbaba ng Dollar. Pati negosyo kong webdesign ay naapektuhan din dahil nga para sa mga tega labas ng Germany super mahal ako dahil siyempre in Euro currency ang hingi ko eh. Nilalangaw tuloy ngayon ang tindahan ko. Kita mo nga nagsusumukap nalang akong mag PekPekPek at anek anek pang mga adslinshyak na yan. Labag sa kaluoban kong maging commercialized ang site ko pero sayang din ang pera. Di va palanggingging?

Pilipinas mahal na rin? Ang tanong ngayon…saan kayang sulok ng mundo ang medyo mura. Halika alamin natin para sabay tayong lumipat

By the way, my sister and her family came to visit us last end of July. Bumagsak ang baba niya nung nagpapalit sila ng dolyar. Dollar rate that time was $1.00 - â‚¬0.73

Current conversion rate ng dollar ngayon is â‚¬0.69

Beng’s last blog post..Mobility And Car Financing

reynz reply on December 15, 2007:

Beng, saan ang mura? Naku!!! Yang Euro ninyo pag ginasta mo dito sa Estados Unidos yong mga pinakagwapong lalaki eh benti singko na lang!!!! Kita mo naman Euro 0.69 na lang kami! Gusto ko yang 69 na yan! hahahaha! GUSTONG GUSTO KOOOOOO! HAHAHAHAHAHA

reynz reply on December 15, 2007:

Ang you know what? Wala akong gagawin today kundi mag PekPekPek at Review Me! Maghuramentado na yong mga readers ko! Kelangan ko nang ANDAAAAA!!!! AAAAAAHHHHH!!!!

Eh kagabi nga iniintay ko yong 4 inches of snow na forecast! As in nakabalandra na yong mga pala ko sa labas para in the morning mega pala ako sa neighborhood namen for $20 bucks! Pucha! NAUDLOOTTT!!!!!!!!! Saan ako maghahanap nang anda ngayon? Eto! BlagBlagBlag! hahahaha

kotsengkuba (359 comments.) reply on December 15, 2007:

ako puro tig-$5 ang offer ngayon kaya nakakatamad pag PPP. hahaha, nag-signup ako sa sponsored reviews e walangya naman pala yun 35% ang cut nila sa bayad ng advertiser. hahaha.

atleast yung sa iba hindi sinasabi kung magkano ang kupit nila kaya hindi masyado masakit pakinggan
kotsengkuba’s last blog post..Kotsengkuba Presents: Blogs that Link Here

reynz reply on December 15, 2007:

KK, deretso mo lang! tumataas yan pag matagal ka nang nag-PPP! Me mga $15 to $25 kang makukuha, sina Chuva naku mas malaki pa, taz depende naman yan sa Page Rank mo. Dahil magaling ka sa mga templates, hanapin mo yong template na magbibigay sayo nang Page Rank 8 para dun ka sa $250 per post! hahahaha

kotsengkuba (359 comments.) reply on December 15, 2007:

talaga bang may ganung theme, nakakapagpataas ng page rank? hahaha. may sa engkanto din ata yun ah. hahaha

pano pa tataas ang page rank ko e itong linsyak na google na’to e hinaharabas ang mga nag-PPP. hahaha. tatapusin ko lang yung 10 posts para makapag-add na ko ng blog tapos pahinga muna si kotsengkuba. baka sakali tumaas ang ranking. hehehe.

pero in fairness nga sa PPP, 6 post palang tumabo na ko ng $80. magbebertday na anak ko sa january kaya nagdodoble kayod ako sa mga linsyak na blog marketing nayan. hahaha. dun sa smorty puro tig-$5 ang inaalok ng mga tanga. pero pinapatos ko na din dun sa kabilang blog ko. hahah.

kotsengkuba’s last blog post..Kotsengkuba Presents: Blogs that Link Here

reynz reply on December 15, 2007:

naka $80 ka na? ambilis moooo!!! Korenta dos pa lang akoooo!!! hahaha! taz me kasama nang review me yon! anak ni buraot talaga oo!!!

indi, tingin ko sa template talaga yong page rank 8 taz of kors sa english, tong reyna indi pedeng mag asenso sa page rank dahil sa daming punyetang ginawa ko rito! hahahaha

kotsengkuba (359 comments.) reply on December 15, 2007:

hahaha. e nakita ko nga si cheh $500 daw ang kinita sa isang buwan. nabayaran na nga ako dun sa smorty ng $52 tapos may $30 pa ata ako dun sa blogsvertise. tinigil ko nga yung blogsvertise pano maya’t maya ang pagpapadala ng tig-$5 na travel posts. nilagay ko nga sa $10 yung minimum, ayun natigil. hahaha.

problema ko nalang ngayon pano iwidraw yung mga kikitain. hahaha

kotsengkuba’s last blog post..Kotsengkuba Presents: Blogs that Link Here

reynz reply on December 15, 2007:

Pucha ha!!! $500!!!! Grrrrr!! Kelangan humabol akooo! hahaha!!! Yong OFW Center ko nag Text Link eh $7.50 per month! Kairita ayaw mag-increase! Yong Kontera, konting pera dun, di ka yayaman dun, yong bwisit na Sponsored Review, chinugi ko na! Nagsasayang lang ako nang oras dun! Yong Review me, pinalitan yong category as in pwede ka lang magpalit after 3o days so dati parang gina-farm namen yan, ngayon wala na! kaya magtiis sa PPP! Pero, kelangan slow down ako sa original content ni reyna elena… tsk tsk tsk… otherwise mawawalan ako nang boylets! hehehe!!

Hoy, ba’t wala ka Paypal account?

Ambo (395 comments.) reply on December 15, 2007:

Basta ako next year simulan ko na yang PPP! Imagine tagal ko ng na aaproved dun. Wait ko lang tumaas PR ng pinoytek ko hahaha. Si pinoyambisyoso.com nasa pr4 na eh yehey! ito ding kay reynz nasa 3 yata. Sa smorty din aprub na ako. calling yung mga wala pang smorty jan sign kayo dito SMORTY lols

Ambo’s last blog post..Earn While You Learn

Ambo (395 comments.) reply on December 15, 2007:

KKK makaktulong yung reciprocal link sa page rank. Ibig sabihin makipag exchange link ka sa mga merong page rank para mahawa blog mo. tutut yun promise! hehe

Ambo’s last blog post..Earn While You Learn

reynz reply on December 15, 2007:

Exchange links? Duh! Bobita me! Ngayon ko lang nagetz bakit dami nang nag eemail sakin to exchange links! So, what happens eh ako mahilig mag link kahit na di ako nili-link? Bawas ba sa pagerank ko yon? *dali… dami kong tatanggalinnnnn*
droidz (3 comments.) Says:
December 15th, 2007 at 8:36 am
reynz,

thanks for that bits of info. feeling scholarly yata tayo ngayon (kahit ako, I have to study hard to explain the “phenomenon” of strong peso sa mga ka-tropa natin dito sa Saudi na karamihan ay factory workers).

so si GMA na pala mismo ang nag-utos nun, but the Dept. of Finance has announced recently it is cutting down foreign borrowings in dollars by 4%, by issuing P20B worth of government securities in peso denomination in its bid to “balance” the strength of the peso daw.

as usual, OFs pa rin ang gagatasan nila to resolve the peso-dollar problem, kasi ang sinasabing govt securities ay ibebenta nila to guess who — OFs pa rin.

walang duda na ang slide ng dollar worldwide ay mayroong effect sa strength ng peso to the point na nagdududa na ako kung OFs’ remittances nga ba ang dahilan ng pagtaas ng value ng peso (as you quoted from the news).

several countries are now considering a “bouquet” of currencies sa kanilang reserves (meaning, hindi na lang dollar ang hino-hoard nila kasama na ang euro, etc.). bahrain announced it recently, saudi is also considering it (pero hindi daw nila bibitawan ang dollar at hindi rin sila mag-revalue ng riyal).

dapat siguro, mag-hoard na rin tayo ng euros or pounds. tsugi na muna ang dollars!!!

cheers!

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reynz reply on December 15, 2007:

hahahaha!!! ewan ko about hoarding eh kasi wala rin akong pang hoard eh!

droidz ang kinakatakutan ko, not only bonds at kung ano anong certificate ang binebenta nila sa mga OFW, di ba pati mga real estate properties - condo karamihan, ang mga buyers? OFW. ang masama nito pag dinamp na lahat nang mga pesoses netong mga speculators! pano na kaya?

maniwala ka dyan sa mga countries na sa middle east! chika lang siguro nila na di nila ipagpapalit ang dollar, pwede ba eh, halos lahat eh nag pupuntahan na sa euro! hahaha
kiko (5 comments.) Says:
December 15th, 2007 at 11:36 am
Uy tenkyu sa information tungkol dito, at least kahit na ilang panyo ang nagamit ko sa kakapunas ng dugo sa ilong ko sa pag-intindi dahil bobings sa economics! Hehe!

Ngayon nasagot na ang tanong ko tungkol sa topic na ‘yan. Tenkyu mahal na reyna!
kiko’s last blog post..Divisoria?

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reynz reply on December 15, 2007:

naku ha?! tama ba naman ang mga sagot ko? mga hakahaka ko lang yan kiko! hehehe
BURAOT (22 comments.) Says:
December 15th, 2007 at 12:46 pm
hay naku mahal na reyna, hanlaki ng bawas sa value ng datung na pinapadala ko sa mga janakis ko. ngyon, kelangan ko nang dagdagan.

kelangan ko na atang kumuha ng 3rd job. hanubayan.

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reynz reply on December 15, 2007:

hay naku buraot, eto ako, weekend, nag-PPP dahil indi dumating ang 4 inches of snow na nasa forecast! yong mga pala ko, nakahambalang na sa labas as in ready na ever akoooo!!!!

ANYONE NEEDING MY SERVICESSSS!!! $20!!!!!! PLOW KO KAHIT ANO SA HARAP NANG BAHAY NYOOO!!!!